The Lenders Community Survey gathers homeowners feedback and 113 lenders recommendations for Arkansas home refinance shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: April 24, 2025
<< Human Powered Recommendations >>
Arkansas Top Lenders for Home Refinance Loans
Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, North Little Rock, Conway, Rogers, Bentonville, Pine Bluff, Online lenders.
Recommendations are gathered from 1,003 local Arkansas members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Arkansas Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Arkansas Homeowners.
Little Rock Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Little Rock’s area are Arkansas Federal Credit Union, First Community Bank, and Eagle Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arkansas Federal Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 94% |
| First Community Bank | Community Bank | 4.4 | 4.6 | 4.7 | 92% |
| Eagle Bank | Community Bank | 4.3 | 4.5 | 4.6 | 91% |
| Telcoe Federal Credit Union | Credit Union | 4.2 | 4.4 | 4.5 | 89% |
| Simmons Bank | Bank | 4.1 | 4.3 | 4.4 | 88% |
| Bank OZK | Bank | 4.0 | 4.2 | 4.3 | 87% |
| Arvest Bank | Bank | 4.0 | 4.1 | 4.2 | 86% |
| Centennial Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Regions Bank | Bank | 3.8 | 3.9 | 4.0 | 84% |
| First Security Bank | Community Bank | 3.7 | 3.8 | 3.9 | 83% |
| Southern Bancorp | Community Bank | 3.6 | 3.7 | 3.8 | 82% |
| Bear State Bank | Community Bank | 3.5 | 3.6 | 3.7 | 81% |
| Farmers Bank & Trust | Community Bank | 3.5 | 3.5 | 3.6 | 80% |
| Relyance Bank | Community Bank | 3.4 | 3.5 | 3.5 | 79% |
| First National Bank of Fort Smith | Bank | 3.3 | 3.4 | 3.4 | 78% |
Fort Smith Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Fort Smith’s area are First National Bank of Fort Smith, Arkansas Federal Credit Union, and United Federal Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First National Bank of Fort Smith | Bank | 4.5 | 4.7 | 4.8 | 94% |
| Arkansas Federal Credit Union | Credit Union | 4.4 | 4.6 | 4.7 | 92% |
| United Federal Credit Union | Credit Union | 4.3 | 4.5 | 4.6 | 91% |
| Simmons Bank | Bank | 4.2 | 4.4 | 4.5 | 89% |
| Arvest Bank | Bank | 4.1 | 4.3 | 4.4 | 88% |
| Bank OZK | Bank | 4.0 | 4.2 | 4.3 | 87% |
| First Security Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Bear State Bank | Community Bank | 3.8 | 3.9 | 4.0 | 84% |
| Relyance Bank | Community Bank | 3.7 | 3.8 | 3.9 | 83% |
| Farmers Bank & Trust | Community Bank | 3.6 | 3.7 | 3.8 | 82% |
Fayetteville Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Fayetteville’s area are Arkansas Federal Credit Union, First Security Bank, and Farmers & Merchants Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arkansas Federal Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 94% |
| First Security Bank | Community Bank | 4.4 | 4.6 | 4.7 | 92% |
| Farmers & Merchants Bank | Community Bank | 4.3 | 4.5 | 4.6 | 91% |
| Simmons Bank | Bank | 4.2 | 4.4 | 4.5 | 89% |
| Arvest Bank | Bank | 4.1 | 4.3 | 4.4 | 88% |
| Bank OZK | Bank | 4.0 | 4.2 | 4.3 | 87% |
| Centennial Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Regions Bank | Bank | 3.8 | 3.9 | 4.0 | 84% |
| Bear State Bank | Community Bank | 3.7 | 3.8 | 3.9 | 83% |
| Relyance Bank | Community Bank | 3.6 | 3.7 | 3.8 | 82% |
Springdale Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Springdale’s area are First Security Bank, Arvest Bank, and Bank OZK.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First Security Bank | Community Bank | 4.5 | 4.7 | 4.8 | 94% |
| Arvest Bank | Bank | 4.4 | 4.6 | 4.7 | 92% |
| Bank OZK | Bank | 4.3 | 4.5 | 4.6 | 91% |
| Simmons Bank | Bank | 4.2 | 4.4 | 4.5 | 89% |
| Centennial Bank | Community Bank | 4.1 | 4.3 | 4.4 | 88% |
| Regions Bank | Bank | 4.0 | 4.2 | 4.3 | 87% |
| Bear State Bank | Community Bank | 3.9 | 4.1 | 4.2 | 86% |
| Farmers Bank & Trust | Community Bank | 3.8 | 4.0 | 4.1 | 85% |
| Relyance Bank | Community Bank | 3.7 | 3.9 | 4.0 | 84% |
| First National Bank of Fort Smith | Bank | 3.6 | 3.8 | 3.9 | 83% |
Jonesboro Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Jonesboro’s area are First Community Bank, Farmers & Merchants Bank, and Regions Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First Community Bank | Community Bank | 4.5 | 4.7 | 4.8 | 94% |
| Farmers & Merchants Bank | Community Bank | 4.4 | 4.6 | 4.7 | 92% |
| Regions Bank | Bank | 4.3 | 4.5 | 4.6 | 91% |
| Simmons Bank | Bank | 4.2 | 4.4 | 4.5 | 89% |
| Arvest Bank | Bank | 4.1 | 4.3 | 4.4 | 88% |
| Bank OZK | Bank | 4.0 | 4.2 | 4.3 | 87% |
| First Security Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Bear State Bank | Community Bank | 3.8 | 3.9 | 4.0 | 84% |
| Relyance Bank | Community Bank | 3.7 | 3.8 | 3.9 | 83% |
| First National Bank of Fort Smith | Bank | 3.6 | 3.7 | 3.8 | 82% |
North Little Rock Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in North Little Rock’s area are First Community Bank, Bank OZK, and Simmons Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First Community Bank | Community Bank | 4.5 | 4.7 | 4.8 | 94% |
| Bank OZK | Bank | 4.4 | 4.6 | 4.7 | 92% |
| Simmons Bank | Bank | 4.3 | 4.5 | 4.6 | 91% |
| Arvest Bank | Bank | 4.2 | 4.4 | 4.5 | 89% |
| Centennial Bank | Community Bank | 4.1 | 4.3 | 4.4 | 88% |
| Regions Bank | Bank | 4.0 | 4.2 | 4.3 | 87% |
| First Security Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Bear State Bank | Community Bank | 3.8 | 3.9 | 4.0 | 84% |
| Relyance Bank | Community Bank | 3.7 | 3.8 | 3.9 | 83% |
| Farmers Bank & Trust | Community Bank | 3.6 | 3.7 | 3.8 | 82% |
Conway Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Conway’s area are First Community Bank, Farmers Bank of Kansas City, and Central Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First Community Bank | Community Bank | 4.5 | 4.7 | 4.8 | 94% |
| Farmers Bank of Kansas City | Community Bank | 4.4 | 4.6 | 4.7 | 92% |
| Central Bank | Bank | 4.3 | 4.5 | 4.6 | 91% |
| FourLeaf Federal Credit Union | Credit Union | 4.2 | 4.4 | 4.5 | 89% |
| Simmons Bank | Bank | 4.1 | 4.3 | 4.4 | 88% |
| Arvest Bank | Bank | 4.0 | 4.2 | 4.3 | 87% |
| Regions Bank | Bank | 3.9 | 4.0 | 4.1 | 85% |
Rogers Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Rogers’s area are Arvest Bank, First Security Bank, and Simmons Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arvest Bank | Bank | 4.5 | 4.7 | 4.8 | 94% |
| First Security Bank | Community Bank | 4.4 | 4.6 | 4.7 | 92% |
| Simmons Bank | Bank | 4.3 | 4.5 | 4.6 | 91% |
| Bank OZK | Bank | 4.2 | 4.4 | 4.5 | 89% |
| Centennial Bank | Community Bank | 4.1 | 4.3 | 4.4 | 88% |
| Regions Bank | Bank | 4.0 | 4.2 | 4.3 | 87% |
| Bear State Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
Bentonville Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Bentonville’s area are Arvest Bank, First Security Bank, and Bank OZK.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arvest Bank | Bank | 4.5 | 4.7 | 4.8 | 94% |
| First Security Bank | Community Bank | 4.4 | 4.6 | 4.7 | 92% |
| Bank OZK | Bank | 4.3 | 4.5 | 4.6 | 91% |
| Simmons Bank | Bank | 4.2 | 4.4 | 4.5 | 89% |
| Centennial Bank | Community Bank | 4.1 | 4.3 | 4.4 | 88% |
| Regions Bank | Bank | 4.0 | 4.2 | 4.3 | 87% |
| Bear State Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
Pine Bluff Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Pine Bluff’s area are Arkansas Federal Credit Union, Simmons Bank, and First National Bank of Fort Smith.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arkansas Federal Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 94% |
| Simmons Bank | Bank | 4.4 | 4.6 | 4.7 | 92% |
| First National Bank of Fort Smith | Bank | 4.3 | 4.5 | 4.6 | 91% |
| Arvest Bank | Bank | 4.2 | 4.4 | 4.5 | 89% |
| Bank OZK | Bank | 4.1 | 4.3 | 4.4 | 88% |
| Regions Bank | Bank | 4.0 | 4.2 | 4.3 | 87% |
| Bear State Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
Best Arkansas Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Arkansas are Rocket Mortgage, Better Mortgage and New American Funding.
| Lenders | Loan Amounts | APR Range | Loan Terms | Easy Application (0-5) | Rate Satisfaction (0-5) | Support and Guidance (0-5) | Recommend (%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50k-$3M | 6.25%-9.75% | 8-30 years | 4.5 | 4.0 | 4.5 | 92% |
| Better Mortgage | $100k-$2.5M | 6.50%-10.00% | 15-30 years | 4.5 | 4.5 | 4.0 | 90% |
| New American Funding | $50k-$3M | 6.00%-9.50% | 10-30 years | 4.0 | 4.5 | 4.5 | 89% |
| Watermark | $100k-$2M | 6.75%-10.25% | 15-30 years | 4.0 | 4.0 | 4.0 | 87% |
| AmeriSave | $50k-$1.5M | 6.50%-10.50% | 15-30 years | 4.0 | 3.5 | 3.5 | 85% |
| Tomo Mortgage | $100k-$2M | 6.25%-9.50% | 15-30 years | 4.5 | 4.0 | 3.5 | 84% |
| Zillow Home Loans | $50k-$2M | 6.50%-10.00% | 15-30 years | 4.0 | 4.0 | 4.0 | 83% |
| Sage Home Loans | $50k-$1.5M | 6.75%-10.25% | 15-30 years | 3.5 | 3.5 | 3.5 | 82% |
| Bison State Bank | $50k-$2M | 6.00%-9.75% | 15-30 years | 3.5 | 4.0 | 3.5 | 81% |
| LowRates.com | $50k-$1M | 6.50%-10.50% | 15-30 years | 3.5 | 3.5 | 3.0 | 80% |
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