It is a mix of both loans and grants provided by the federal government for rural low income homeowners. It is one the most popular housing programs.
Provides grants to qualifying individuals, families, agencies and organizations who need to make necessary repairs to their homes or to the homes of low to very low income families.
The USDA Mutual Self-Help Housing Loan Program is used to assist rural individuals and families with the construction of their own homes.
Individuals and Families living in rural areas can apply for a home property repair loan at a 1% interest rate made available through the Rural Development and Housing Agency.