Florida homeowners have many resources at their fingertips for home improvements, including renovation loans, repair programs, and energy efficiency upgrades.
First-time buyers have down payment assistance programs available across the state.
Homeowners needing refinancing their mortgage have options helping lower your mortgage rates or access home equity.
For homes needing major repairs, there are programs for roof replacements, window and door upgrades, and other critical home projects.
Florida : state of home-ownership
About 67% of residents are homeowners for over 94,474,000 homes and condos. The median house value was $345,000 in 2024.
| Number of homes & condos | % of home/condos owner occupied | |
|---|---|---|
| Florida | 94,474,000 | 67.0% |
| Miami-Dade | 544,400 | 52.2% |
| Broward | 465,000 | 62.8% |
| Palm Beach | 462,000 | 69.5% |
| Hillsborough | 335,000 | 60.5% |
| Orange | 298,000 | 57.0% |
| Pinellas | 332,000 | 69.0% |
| Duval | 237,000 | 57.6% |
| Lee | 261,000 | 73.3% |
| Polk | 197,000 | 69.8% |
| Brevard | 208,000 | 76.7% |
Home Renovations & Repairs
Homeowners have a multitude of options to to pay for home renovations and improvements. Even if your financial resources are limited, there are programs to help pay home repairs.
Renovation Loans in Florida
Florida Home Improvement Programs
Window & Door Replacement Programs
Roof Replacement Programs
Need a Roofer?
Find our community recommendations for the best roofers in Florida.
Florida Home Equity Loans & HELOCs
Compare Florida rates, compare options and find advice to use home equity or HELOC for your home project.
Florida Home Buyers
Many Florida counties and major cities offer Florida down payment assistance programs for first-time home buyers.
Home Refinancing in Florida
