The Lenders Community Survey gathers homeowners feedback and 86 lenders recommendations for Wisconsin home refinance shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: April 11, 2025
<< Human Powered Recommendations >>
Wisconsin Top Lenders for Home Refinance Loans
Milwaukee, Madison, Green Bay, Kenosha, Racine, Appleton, Waukesha, Eau Claire, Oshkosh, Janesville, Online lenders.
Recommendations are gathered from 1,093 local Wisconsin members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Wisconsin Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Wisconsin Homeowners.
Milwaukee Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Milwaukee’s area are Associated Bank, Tri City National Bank and Great Midwest Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Tri City National Bank | Community Bank | 4.5 | 4.5 | 4.0 | 93% |
| Great Midwest Bank | Community Bank | 4.0 | 4.0 | 4.5 | 90% |
| Landmark Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 89% |
| Prime Financial Credit Union (PFCU) | Credit Union | 4.0 | 4.0 | 4.0 | 88% |
| North Shore Bank | Bank | 4.0 | 3.5 | 4.0 | 86% |
| A+ Mortgage (by Bank Five Nine) | Bank | 4.0 | 3.5 | 4.0 | 85% |
| Johnson Bank (now BMO) | Bank | 3.5 | 3.5 | 4.0 | 83% |
| Revolution Mortgage | Bank | 3.5 | 3.5 | 4.0 | 82% |
| First Federal Bank of Wisconsin | Bank | 3.5 | 3.5 | 3.5 | 80% |
Madison Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Madison’s area are UW Credit Union, Associated Bank and Town Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| UW Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Town Bank | Community Bank | 4.5 | 4.5 | 4.0 | 93% |
| Great Midwest Bank | Community Bank | 4.0 | 4.0 | 4.5 | 90% |
| Landmark Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 89% |
| Johnson Bank (now BMO) | Bank | 4.0 | 3.5 | 4.0 | 86% |
| Monona Bank | Community Bank | 4.0 | 3.5 | 4.0 | 85% |
| First Federal Bank of WI | Bank | 3.5 | 3.5 | 4.0 | 83% |
| Capitol Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
| State Bank of Cross Plains | Community Bank | 3.5 | 3.5 | 3.5 | 78% |
Green Bay Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Green Bay’s area are Associated Bank, Capital Credit Union and Bank First.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Capital Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 93% |
| Bank First | Community Bank | 4.0 | 4.0 | 4.5 | 90% |
| North Shore Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| CoVantage Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 85% |
| Bay Bank | Community Bank | 3.5 | 3.5 | 4.0 | 82% |
| Denmark State Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
Kenosha Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Kenosha’s area are Johnson Bank (now BMO), Kenosha Credit Union and First American Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Johnson Bank (now BMO) | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Kenosha Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 93% |
| First American Bank | Community Bank | 4.0 | 4.0 | 4.5 | 90% |
| North Shore Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Associated Bank | Bank | 4.0 | 3.5 | 4.0 | 85% |
| Great Midwest Bank | Community Bank | 3.5 | 3.5 | 4.0 | 82% |
| Pleasant Prairie State Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
Racine Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Racine’s area are Associated Bank, UW Credit Union and Johnson Bank (now BMO).
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| UW Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 93% |
| Johnson Bank (now BMO) | Bank | 4.0 | 4.0 | 4.5 | 90% |
| North Shore Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Summit Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 85% |
| Great Midwest Bank | Community Bank | 3.5 | 3.5 | 4.0 | 82% |
| Racine Municipal Employees Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 80% |
Appleton Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Appleton’s area are UW Credit Union, Associated Bank and Community First Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| UW Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Community First Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 93% |
| Bank First | Community Bank | 4.0 | 4.0 | 4.5 | 90% |
| CoVantage Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 88% |
| Cornerstone Mortgage | Bank | 4.0 | 3.5 | 4.0 | 85% |
| North Shore Bank | Bank | 3.5 | 3.5 | 4.0 | 82% |
Waukesha Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Waukesha’s area are Landmark Credit Union, Associated Bank and Waukesha State Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Landmark Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Waukesha State Bank | Community Bank | 4.5 | 4.5 | 4.0 | 93% |
| Johnson Bank (now BMO) | Bank | 4.0 | 4.0 | 4.5 | 90% |
| Summit Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 88% |
| North Shore Bank | Bank | 4.0 | 3.5 | 4.0 | 85% |
| PyraMax Bank | Community Bank | 3.5 | 3.5 | 4.0 | 82% |
Eau Claire Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Eau Claire’s area are Royal Credit Union, Associated Bank and Security Financial Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Royal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Security Financial Bank | Community Bank | 4.5 | 4.5 | 4.0 | 93% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.5 | 90% |
| Chippewa Valley Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| Northwestern Bank | Bank | 4.0 | 3.5 | 4.0 | 85% |
| Citizens Community Federal | Credit Union | 3.5 | 3.5 | 4.0 | 82% |
Oshkosh Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Oshkosh’s area are Fox Communities Credit Union, Associated Bank and Bank First.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Fox Communities Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Bank First | Community Bank | 4.5 | 4.5 | 4.0 | 93% |
| North Shore Bank | Bank | 4.0 | 4.0 | 4.5 | 90% |
| Oshkosh Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| Johnson Bank (now BMO) | Bank | 4.0 | 3.5 | 4.0 | 85% |
| Capital Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 82% |
Janesville Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Janesville’s area are Blackhawk Community Credit Union, Associated Bank and Johnson Bank (now BMO).
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Blackhawk Community Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Associated Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Johnson Bank (now BMO) | Bank | 4.5 | 4.5 | 4.0 | 93% |
| First National Bank and Trust | Community Bank | 4.0 | 4.0 | 4.5 | 90% |
| Community First Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| North Shore Bank | Bank | 4.0 | 3.5 | 4.0 | 85% |
| Forward Bank | Community Bank | 3.5 | 3.5 | 4.0 | 82% |
Best Wisconsin Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Wisconsin are UW Credit Union, Summit Credit Union and Accunet Mortgage.
| Lenders | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|---|---|
| UW Credit Union | Up to $3M | 6.50%-7.50% | 10-30 years | 4.5 | 4.5 | 4.5 | 96% |
| Summit Credit Union | Up to $806,500 | 6.75%-7.75% | 10-30 years | 4.5 | 4.5 | 4.0 | 94% |
| Accunet Mortgage | Up to $2M | 6.25%-7.25% | 10-30 years | 4.5 | 4.0 | 4.5 | 93% |
| American Financing | Up to $1.5M | 6.50%-7.50% | 10-30 years | 4.0 | 4.0 | 4.0 | 90% |
| PennyMac | Up to $3M | 6.25%-7.25% | 10-30 years | 4.0 | 4.0 | 4.0 | 88% |
| Coulee Bank | Up to $1M | 6.75%-7.75% | 10-30 years | 4.0 | 3.5 | 4.0 | 85% |
| Johnson Bank (now BMO) | Up to $2M | 6.50%-7.50% | 10-30 years | 3.5 | 3.5 | 4.0 | 83% |
| North Shore Bank | Up to $1M | 6.75%-7.75% | 10-30 years | 3.5 | 3.5 | 3.5 | 80% |
| Associated Bank | Up to $3M | 6.50%-7.50% | 10-30 years | 3.5 | 3.5 | 3.5 | 78% |
| Capital Credit Union | Up to $1M | 6.75%-7.75% | 10-30 years | 3.5 | 3.5 | 3.5 | 75% |
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