The Lenders Community Survey gathers homeowners feedback and 89 lenders recommendations for Indiana home refinance shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: April 10, 2025
<< Human Powered Recommendations >>
Indiana Top Lenders for Home Refinance
Indianapolis, Fort Wayne, Evansville, Fischers, South Bend, Carmel, Bloomington, Hammond, Noblesville, Lafayette Online lenders.
Recommendations are gathered from 1,206 local Hoosiers members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Indiana Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Indiana Homeowners.
Indianapolis Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Indianapolis’s area are First Horizon Bank, Chase Home Lending and PNC Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| First Horizon Bank | Bank | 4.5 | 4.0 | 4.5 | 90% |
| Chase Home Lending | Bank | 4.5 | 4.0 | 4.0 | 88% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Citizens Bank | Bank | 4.0 | 3.5 | 4.0 | 82% |
| Flagstar Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| Wells Fargo Home Mortgage | Bank | 3.5 | 3.5 | 3.5 | 78% |
| HSBC Bank | Bank | 3.5 | 3.5 | 3.0 | 75% |
| FourLeaf Federal Credit Union | Credit Union | 3.0 | 3.5 | 3.5 | 72% |
| Alliant Credit Union | Credit Union | 3.0 | 3.0 | 3.5 | 70% |
| PenFed Credit Union | Credit Union | 3.0 | 3.0 | 3.0 | 68% |
Fort Wayne Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Fort Wayne’s area are Chase Home Lending, PNC Bank and Centier Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Chase Home Lending | Bank | 4.5 | 4.0 | 4.0 | 88% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Centier Bank | Bank | 4.0 | 3.5 | 4.0 | 82% |
| Old National Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| Wells Fargo Home Mortgage | Bank | 3.5 | 3.5 | 3.5 | 78% |
| HSBC Bank | Bank | 3.5 | 3.5 | 3.0 | 75% |
| FourLeaf Federal Credit Union | Credit Union | 3.0 | 3.5 | 3.5 | 72% |
| Northwest Mortgage Inc. | Community Bank | 3.0 | 3.5 | 3.0 | 70% |
| Hallmark Home Mortgage | Community Bank | 3.0 | 3.0 | 3.5 | 68% |
| American Mortgage Service Company | Community Bank | 3.0 | 3.0 | 3.0 | 65% |
Evansville Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Evansville’s area are Mortgage Masters of Indiana, Heritage United Mortgage Services and First Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Mortgage Masters of Indiana | Bank | 4.5 | 4.5 | 5.0 | 95% |
| Heritage United Mortgage Services | Bank | 4.0 | 4.0 | 4.5 | 88% |
| First Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Chase Home Lending | Bank | 3.5 | 4.0 | 3.5 | 82% |
| Centier Bank | Bank | 3.5 | 3.5 | 3.5 | 80% |
| Huntington Bank | Bank | 3.5 | 3.5 | 3.0 | 75% |
| 3Rivers Federal Credit Union | Credit Union | 3.0 | 3.5 | 3.5 | 72% |
| Evansville Teachers FCU | Credit Union | 3.0 | 3.0 | 3.5 | 70% |
| First Savings Bank | Community Bank | 3.0 | 3.0 | 3.0 | 68% |
| GVC Mortgage | Community Bank | 3.0 | 3.0 | 3.0 | 65% |
Fishers Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Fishers’s area are First Merchants Bank, PNC Bank and First Internet Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| First Merchants Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| PNC Bank | Bank | 4.5 | 4.0 | 4.0 | 88% |
| First Internet Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Forum Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 82% |
| First Financial Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| Elements Financial | Credit Union | 3.5 | 3.5 | 3.5 | 75% |
| First Mutual Bank | Community Bank | 3.0 | 3.5 | 3.0 | 70% |
South Bend Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in South Bend’s area are Centier Bank, Chase Home Lending and PNC Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Centier Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Chase Home Lending | Bank | 4.5 | 4.0 | 4.0 | 88% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Horizon Bank | Bank | 4.0 | 3.5 | 4.0 | 82% |
| Old National Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| Wells Fargo Home Mortgage | Bank | 3.5 | 3.5 | 3.5 | 78% |
| 3Rivers Federal Credit Union | Credit Union | 3.0 | 3.5 | 3.5 | 72% |
Carmel Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Carmel’s area are Centier Bank, Chase Home Lending and PNC Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Centier Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Chase Home Lending | Bank | 4.5 | 4.0 | 4.0 | 88% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Old National Bank | Bank | 4.0 | 3.5 | 4.0 | 82% |
| Horizon Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| Huntington Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| First Financial Bank | Bank | 3.0 | 3.5 | 3.0 | 72% |
Bloomington Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Bloomington’s area are First Financial Bank, Old National Bank and Peoples State Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| First Financial Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| Old National Bank | Bank | 4.5 | 4.0 | 4.0 | 89% |
| Peoples State Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| IU Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 83% |
| German American Bank | Bank | 3.5 | 4.0 | 3.5 | 81% |
| First Federal Savings Bank | Community Bank | 3.5 | 3.5 | 3.5 | 79% |
| Monroe Bank | Community Bank | 3.0 | 3.5 | 3.0 | 73% |
Hammond Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Hammond’s area are Centier Bank, First Financial Bank and PNC Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Centier Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| First Financial Bank | Bank | 4.5 | 4.0 | 4.0 | 88% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Old National Bank | Bank | 4.0 | 3.5 | 4.0 | 82% |
| Lake Mortgage Company | Community Bank | 3.5 | 4.0 | 3.5 | 80% |
| Horizon Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| Peoples Bank | Community Bank | 3.0 | 3.5 | 3.0 | 72% |
Noblesville Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Noblesville’s area are First Farmers Bank & Trust, Centier Bank and Flagstar Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| First Farmers Bank & Trust | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Centier Bank | Bank | 4.5 | 4.0 | 4.0 | 88% |
| Flagstar Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Old National Bank | Bank | 4.0 | 3.5 | 4.0 | 82% |
| First Financial Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| Horizon Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| Peoples State Bank | Community Bank | 3.0 | 3.5 | 3.0 | 72% |
Lafayette Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lafayette’s area are Centier Bank, Chase Home Lending and Old National Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Centier Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Chase Home Lending | Bank | 4.5 | 4.0 | 4.0 | 88% |
| Old National Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Horizon Bank | Bank | 4.0 | 3.5 | 4.0 | 82% |
| Huntington Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| First Financial Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| Lafayette Federal Credit Union | Credit Union | 3.0 | 3.5 | 3.5 | 72% |
Best Indiana Online Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Indiana are Rocket Mortgage, Better.com and LoanDepot.
| Lenders | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50k-$6.5M | 5.5%-7.5% | 15-30 years | 5 | 4.5 | 4.5 | 95% |
| Better.com | $100k-$4M | 5.25%-7.25% | 10-30 years | 4.5 | 4.5 | 4 | 92% |
| LoanDepot | $50k-$3M | 5.75%-7.75% | 15-30 years | 4.5 | 4 | 4 | 88% |
| Guaranteed Rate | $100k-$3M | 5.5%-7.5% | 10-30 years | 4 | 4.5 | 4 | 85% |
| SoFi | $50k-$5M | 5.25%-7.25% | 10-30 years | 4 | 4 | 4.5 | 83% |
| New American Funding | $50k-$3M | 5.75%-7.75% | 15-30 years | 4 | 4 | 4 | 80% |
| PennyMac | $100k-$3M | 5.5%-7.5% | 15-30 years | 3.5 | 4 | 3.5 | 78% |
| Freedom Mortgage | $50k-$3M | 5.75%-8% | 15-30 years | 3.5 | 3.5 | 3.5 | 75% |
| Mr. Cooper | $50k-$3M | 5.5%-7.75% | 15-30 years | 3 | 3.5 | 3.5 | 72% |
| Carrington Mortgage | $50k-$2.5M | 6%-8% | 15-30 years | 3 | 3 | 3 | 68% |
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