The Lenders Community Survey gathers homeowners feedback and 195 lender recommendations for California home refinance loans. Shopping for a mortgage refinance can be complicated and we gathered data to help you with this process.
Updated: March 18, 2025
<< Human Powered Recommendations >>
Top Lenders – California Home Refinance Mortgage
Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Santa Ana, Riverside, Online Lenders.
Recommendations are gathered from 931 members who shopped and requested a home refinance loan in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home improvement loan?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
Home Loan Info for California Homeowners:
Home Refinance Loan Calculator
California Home Equity Loan & HELOC
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for California Homeowners.
Los Angeles – Home Refinance Lenders
MFP’s Community Survey most recommended refinance lenders for Los Angeles’s area are Kinecta Federal Credit Union, First Entertainment Credit Union, First Republic Bank and Logix Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| City National Bank | Bank | 4.5 | 4.5 | 4.0 | 82% |
| East West Bank | Bank | 4.0 | 4.5 | 4.5 | 81% |
| Pacific Premier Bank | Bank | 4.5 | 4.0 | 4.0 | 80% |
| Kinecta Federal Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| First Entertainment Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Logix Federal Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Premier America Credit Union | Credit Union | 4.5 | 5.0 | 5.0 | 89% |
| SchoolsFirst Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 88% |
San Diego – Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders for San Diego’s area are Security Service Federal Credit Union, San Diego County Credit Union, Mission Federal Credit Union and North Island Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| San Diego County Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Mission Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| California Bank & Trust | Bank | 4.5 | 4.5 | 4.0 | 82% |
| Pacific Western Bank | Bank | 4.0 | 4.5 | 4.5 | 81% |
| North Island Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| California Credit Union | Credit Union | 4.5 | 5.0 | 5.0 | 89% |
| Frontwave Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 88% |
| Security Service Federal Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 93% |
San Jose – Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in San Jose’s area are CEFCU, PremierOne Credit Union, Star One Credit Union and Patelco Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Silicon Valley Bank | Bank | 4.5 | 4.5 | 4.0 | 82% |
| Patelco Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Star One Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Provident Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Technology Credit Union | Credit Union | 4.5 | 5.0 | 5.0 | 89% |
| San Jose Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 88% |
| PremierOne Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 93% |
| Citizens Equity First Credit Union (CEFCU) | Credit Union | 5.0 | 5.0 | 5.0 | 94% |
San Jose – Home Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in San Jose’s area are Citizens Equity First Credit Union, PremierOne Credit Union and Patelco Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Silicon Valley Bank | Bank | 4.5 | 4.5 | 4.0 | 82% |
| Patelco Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Star One Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Provident Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Technology Credit Union | Credit Union | 4.5 | 5.0 | 5.0 | 89% |
| San Jose Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 88% |
| PremierOne Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 93% |
| Citizens Equity First Credit Union (CEFCU) | Credit Union | 5.0 | 5.0 | 5.0 | 94% |
San Francisco – Home Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in San Francisco’s area are San Francisco Federal Credit Union, First Republic Bank and Patelco Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Silicon Valley Bank | Bank | 4.5 | 4.5 | 4.0 | 82% |
| Patelco Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Star One Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Provident Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Technology Credit Union | Credit Union | 4.5 | 5.0 | 5.0 | 89% |
| San Francisco Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 88% |
| PremierOne Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 93% |
| Citizens Equity First Credit Union (CEFCU) | Credit Union | 5.0 | 5.0 | 5.0 | 94% |
Fresno – Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Fresno’s area are Producers Bank, EECU, First Republic Bank and Valley Strong Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Valley Strong Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Educational Employees Credit Union (EECU) | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Premier Valley Bank | Bank | 4.5 | 4.5 | 4.0 | 82% |
| Central Valley Community Bank | Community Bank | 4.0 | 4.5 | 4.5 | 81% |
| Golden 1 Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Bank of the Sierra | Community Bank | 4.5 | 5.0 | 5.0 | 89% |
| Kern Schools Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 88% |
| Producers Bank | Community Bank | 5.0 | 5.0 | 5.0 | 93% |
Sacramento – Home Refinance Mortgage Lenders
MFP’s Community Survey most recommended refinance lenders in Sacramento’s area are Golden 1 Credit Union, Yolo Federal Credit Union, First Republic Bank and SAFE Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Golden 1 Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Safe Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| River City Bank | Community Bank | 4.5 | 4.5 | 4.0 | 82% |
| Five Star Bank | Community Bank | 4.0 | 4.5 | 4.5 | 81% |
| Schools Financial Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Bank of Marin | Community Bank | 4.5 | 5.0 | 5.0 | 89% |
| Travis Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 88% |
| Yolo Federal Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 93% |
Long Beach – Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Long Beach’s area are Farmers & Merchants Bank, SchoolsFirst Federal Credit Union, First Republic Bank and Kinecta Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Kinecta Federal Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| SchoolsFirst Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Premier America Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 82% |
| Logix Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 81% |
| California Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Pacific Western Bank | Community Bank | 4.5 | 5.0 | 5.0 | 89% |
| First Bank | Community Bank | 5.0 | 4.5 | 5.0 | 88% |
| Farmers & Merchants Bank | Community Bank | 5.0 | 5.0 | 5.0 | 93% |
Oakland – Home Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Oakland’s area are Travis Credit Union, Patelco Credit Union and Provident Credit Union First Republic Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Patelco Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Provident Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Bank of Marin | Community Bank | 4.5 | 4.5 | 4.0 | 82% |
| Mechanics Bank | Community Bank | 4.0 | 4.5 | 4.5 | 81% |
| Golden 1 Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Community Bank of the Bay | Community Bank | 4.5 | 5.0 | 5.0 | 89% |
| 1st United Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 88% |
| Travis Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 93% |
Bakersfield – Home Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Bakersfield’s area are Kern Schools Federal Credit Union, Central Valley Community Bank, First Republic Bank and Valley Strong Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Valley Strong Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Kern Schools Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Golden 1 Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 82% |
| Bank of the Sierra | Community Bank | 4.0 | 4.5 | 4.5 | 81% |
| Mission Bank | Community Bank | 5.0 | 5.0 | 4.5 | 90% |
| Plaza Bank | Community Bank | 4.5 | 5.0 | 5.0 | 89% |
| Producers Bank | Community Bank | 5.0 | 4.5 | 5.0 | 88% |
| Central Valley Community Bank | Community Bank | 5.0 | 5.0 | 5.0 | 93% |
Anaheim – Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Anaheim’s area are Farmers & Merchants Bank, First Republic Bank and SchoolsFirst Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| SchoolsFirst Federal Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Orange County’s Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Pacific Western Bank | Community Bank | 4.5 | 4.5 | 4.0 | 82% |
| Premier America Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 81% |
| Kinecta Federal Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Logix Federal Credit Union | Credit Union | 4.5 | 5.0 | 5.0 | 89% |
| First Bank | Community Bank | 5.0 | 4.5 | 5.0 | 88% |
| Farmers & Merchants Bank | Community Bank | 5.0 | 5.0 | 5.0 | 93% |
Santa Ana – Home Refinance Loan Lenders
MFP’s Community Survey most recommended refinance lenders in Santa Ana’s area are Farmers & Merchants Bank, Orange County’s Credit Union, First Republic Bank and Schools First Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| SchoolsFirst Federal Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| Orange County’s Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Pacific Western Bank | Community Bank | 4.5 | 4.5 | 4.0 | 82% |
| Premier America Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 81% |
| Kinecta Federal Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Logix Federal Credit Union | Credit Union | 4.5 | 5.0 | 5.0 | 89% |
| First Bank | Community Bank | 5.0 | 4.5 | 5.0 | 88% |
| Farmers & Merchants Bank | Community Bank | 5.0 | 5.0 | 5.0 | 93% |
Riverside – Home Refinance Loan Lenders
MFP’s Community Survey most recommended home refinance lenders in Riverside’s area are Altura Credit Union, First Republic Bank, SchoolsFirst Federal Credit Union and Farmers & Merchants Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.5 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 4.0 | 4.5 | 4.0 | 84% |
| Chase Bank | Bank | 4.5 | 4.0 | 4.5 | 83% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 82% |
| Citibank | Bank | 4.5 | 4.0 | 4.0 | 81% |
| Union Bank | Bank | 4.0 | 4.0 | 4.5 | 80% |
| First Republic Bank | Bank | 5.0 | 5.0 | 5.0 | 90% |
| Altura Credit Union | Credit Union | 5.0 | 5.0 | 5.0 | 92% |
| SchoolsFirst Federal Credit Union | Credit Union | 5.0 | 4.5 | 5.0 | 91% |
| Pacific Western Bank | Community Bank | 4.5 | 4.5 | 4.0 | 82% |
| Premier America Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 81% |
| Kinecta Federal Credit Union | Credit Union | 5.0 | 5.0 | 4.5 | 90% |
| Logix Federal Credit Union | Credit Union | 4.5 | 5.0 | 5.0 | 89% |
| First Bank | Community Bank | 5.0 | 4.5 | 5.0 | 88% |
| Farmers & Merchants Bank | Community Bank | 5.0 | 5.0 | 5.0 | 93% |
Online Lenders – California Mortgage Refinance Lenders
MFP’s Community Survey most recommended online home refinance lenders for California are SoFi, Rocket Mortgage, Better.com, and LoanDepot.
| Lenders | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend (%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | Up to $6M | 2.25% – 6.50% | 8 – 30 years | 5.0 | 4.5 | 4.5 | 95% |
| Better.com | Up to $4M | 2.25% – 6.75% | 15 – 30 years | 5.0 | 4.5 | 4.0 | 94% |
| SoFi | Up to $5M | 2.25% – 6.99% | 10 – 30 years | 4.5 | 4.5 | 4.5 | 93% |
| LoanDepot | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.5 | 4.0 | 4.0 | 92% |
| Guaranteed Rate | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.5 | 4.0 | 4.5 | 91% |
| Quicken Loans | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.5 | 4.0 | 4.0 | 90% |
| LendingTree | Up to $5M | 2.25% – 6.99% | 10 – 30 years | 4.0 | 4.5 | 4.0 | 89% |
| Zillow Home Loans | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.0 | 4.0 | 4.0 | 88% |
| Reali Loans | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.0 | 4.0 | 4.0 | 87% |
| New American Funding | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.0 | 4.0 | 4.0 | 86% |
| Caliber Home Loans | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.0 | 4.0 | 4.0 | 85% |
| Freedom Mortgage | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.0 | 4.0 | 4.0 | 84% |
| PennyMac | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.0 | 4.0 | 4.0 | 83% |
| Fairway Independent Mortgage | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.0 | 4.0 | 4.0 | 82% |
| Movement Mortgage | Up to $3M | 2.25% – 6.50% | 15 – 30 years | 4.0 | 4.0 | 4.0 | 81% |
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