The Lenders Community Survey gathers homeowners feedback and 86 lenders recommendations for Georgia home refinance. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: April 1, 2025
<< Human Powered Recommendations >>
Georgia’s Top Lenders for Home Refinance Loans
Atlanta, Columbus, Augusta, Macon, Savannah, Athens, Sandy Springs, Roswell, Johns Creek, Warner Robins, Albany, Alpharetta, Online lenders.
Recommendations are gathered from 847 members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Georgia Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Georgia Homeowners.
Atlanta – Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Atlanta’s area are Delta Community CU, Truist Bank and Ameris Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Delta Community CU | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.0 | 90% |
| Ameris Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| Georgia’s Own CU | Credit Union | 4.5 | 4.0 | 4.5 | 88% |
| BankSouth | Community Bank | 4.0 | 4.5 | 4.0 | 87% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| First Citizens Bank | Bank | 3.5 | 4.0 | 3.5 | 85% |
| State Bank & Trust | Community Bank | 4.0 | 4.0 | 4.0 | 84% |
| Fidelity Bank | Community Bank | 4.0 | 3.5 | 4.0 | 83% |
| Pinnacle Bank | Community Bank | 3.5 | 4.0 | 3.5 | 82% |
| Wells Fargo | Bank | 3.0 | 3.5 | 3.0 | 80% |
| Regions Bank | Bank | 3.5 | 3.5 | 3.5 | 79% |
| SunTrust (Truist) | Bank | 3.0 | 3.5 | 3.0 | 78% |
Columbus – Mortgage Refinance Lenders
The Community Survey most recommended home improvement loan lenders for Columbus’ area are Synovus Bank, Columbus Bank and Trust, and Navy Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Synovus Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| Columbus Bank and Trust | Community Bank | 4.5 | 4.0 | 4.5 | 92% |
| Navy Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 90% |
| Regions Bank | Bank | 4.0 | 4.0 | 3.5 | 88% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 87% |
| First Federal Community Bank | Community Bank | 4.0 | 3.5 | 4.0 | 85% |
| BB&T (Truist) | Bank | 3.5 | 4.0 | 3.5 | 84% |
| Bank of America | Bank | 3.5 | 3.5 | 3.5 | 82% |
| Wells Fargo | Bank | 3.0 | 3.5 | 3.0 | 80% |
Augusta – Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Augusta’s area are Queensborough National Bank & Trust, SRP Federal Credit Union and Bank of America.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| SRP Federal Credit Union | Credit Union | 4.5 | 4.0 | 4.5 | 92% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 89% |
| Regions Bank | Bank | 4.0 | 4.0 | 3.5 | 88% |
| First Citizens Bank | Bank | 4.0 | 3.5 | 4.0 | 87% |
| Wells Fargo | Bank | 3.5 | 4.0 | 3.5 | 85% |
| Georgia Bank & Trust | Community Bank | 4.0 | 3.5 | 4.0 | 86% |
| Security Federal Bank | Community Bank | 4.0 | 3.5 | 4.0 | 84% |
| SunTrust (Truist) | Bank | 3.5 | 3.5 | 3.5 | 82% |
Savannah – Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Savannah’s area are BankSouth, Queensborough National Bank & Trust, and First Citizens Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| BankSouth | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.0 | 4.5 | 92% |
| First Citizens Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| Coastal Bank | Community Bank | 4.0 | 3.5 | 4.0 | 87% |
| Georgia Bank & Trust | Community Bank | 3.5 | 4.0 | 3.5 | 85% |
| Bank of America | Bank | 3.5 | 3.5 | 3.5 | 83% |
| Wells Fargo | Bank | 3.0 | 3.5 | 3.0 | 80% |
| SunTrust (Truist) | Bank | 3.0 | 3.5 | 3.0 | 79% |
Athens – Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Athens’s area are Queensborough National Bank & Trust, First Citizens Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| First Citizens Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| BankSouth | Community Bank | 4.0 | 3.5 | 4.0 | 87% |
| Bank of America | Bank | 3.5 | 3.5 | 3.5 | 83% |
| Wells Fargo | Bank | 3.0 | 3.5 | 3.0 | 80% |
| SunTrust (Truist) | Bank | 3.0 | 3.5 | 3.0 | 79% |
Sandy Springs – Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Sandy Springs’s area are Sandy Spring Bank, Queensborough National Bank & Trust, and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Sandy Spring Bank | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.0 | 4.5 | 92% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| Bank of America | Bank | 4.0 | 3.5 | 4.0 | 85% |
| Wells Fargo | Bank | 3.5 | 3.5 | 3.5 | 82% |
| SunTrust (Truist) | Bank | 3.5 | 3.5 | 3.0 | 80% |
Roswell – Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Roswell’s area are Queensborough National Bank & Trust, Bank of North Georgia and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Queensborough National Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| Bank of North Georgia | Community Bank | 4.5 | 4.5 | 4.0 | 93% |
| Regions Bank | Bank | 4.0 | 4.5 | 4.0 | 92% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 90% |
| First Citizens Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| United Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| Synovus Bank | Bank | 4.0 | 3.5 | 4.0 | 86% |
| SunTrust (Truist) | Bank | 3.5 | 3.5 | 3.5 | 83% |
Johns Creek – Mortgage Refinance Lenders
The Community Survey most recommended home improvement loan lenders for Johns Creek’s area are BB&T , SunTrust Mortgage, and Fairway Independent Mortgage.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| BB&T (Truist) | Bank | 4.5 | 4.5 | 4.5 | 94% |
| SunTrust Mortgage | Bank | 4.0 | 4.5 | 4.0 | 92% |
| Fairway Independent Mortgage | Bank | 4.0 | 4.0 | 4.0 | 89% |
| HomeBridge Financial Services | Bank | 4.0 | 4.0 | 3.5 | 87% |
| Chase | Bank | 3.5 | 4.0 | 3.5 | 85% |
| First Citizens Bank | Bank | 3.5 | 3.5 | 3.5 | 82% |
Warner Robins – Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Warner Robins’s area are Robins Financial Credit Union, Colony Bank, and Morris Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Robins Financial Credit Union | Credit Union | 4.5 | 5 | 5 | 98% |
| Colony Bank | Community Bank | 4 | 4 | 4.5 | 90% |
| Morris Bank | Community Bank | 4 | 4 | 4 | 88% |
| Planters First Bank | Community Bank | 3.5 | 4 | 4 | 85% |
| Synovus Bank | Bank | 3.5 | 3.5 | 4 | 82% |
| Sunmark Community Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
| PeoplesSouth Bank | Community Bank | 3 | 3.5 | 3.5 | 78% |
Albany – Mortgage Refinance Lenders
The Community Survey most recommended home improvement loan lenders for Albany’s area are Marine Credit Union and Heritage Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Marine Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| Heritage Bank | Community Bank | 4.0 | 4.0 | 4.0 | 87% |
| First Port City Bank | Community Bank | 4.0 | 4.0 | 4.0 | 85% |
| Albany Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 84% |
| Ameris Bank | Bank | 3.5 | 4.0 | 3.5 | 82% |
Alpharetta – Mortgage Refinance Lenders
The Community Survey most recommended home improvement loan lenders for Tampa’s area are Delta Community Credit Union and Bank of North Georgia.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Delta Community Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| Bank of North Georgia | Community Bank | 4.0 | 4.0 | 4.0 | 87% |
| Georgia’s Own Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 86% |
| Pinnacle Bank | Community Bank | 4.0 | 4.0 | 4.0 | 85% |
| Truist Bank | Bank | 3.5 | 4.0 | 3.5 | 82% |
Online Lenders – Mortgage Refinance
The Community Survey most recommended Online Lenders for home refinance in Georgia are Better, Tomo, Rocket Mortgage, Supreme Lending, Loan Depot and Griffin Funding.
| Lenders | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend (%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | Up to $500,000 | 5.49% – 7.875% | 15-30 years | 5 | 4 | 4 | 90% |
| Better | Up to $3M (jumbo) | 5.774% – 6.155% | 15-30 years | 5 | 5 | 4 | 92% |
| New American Funding | Up to $3M (jumbo) | 6.665% (avg) | 15-30 years | 4 | 4 | 4 | 85% |
| Farmers Bank of Kansas City | Up to $1.5M | 6.313% (avg) | 15-30 years | 4 | 4 | 3 | 83% |
| NBKC Bank | Up to $2M (jumbo) | 6.637% (avg) | 15-30 years | 4 | 4 | 4 | 86% |
| Griffin Funding | Up to $2.5M (jumbo) | 6.25% – 7.50% | 10-30 years | 4 | 4 | 5 | 88% |
| Tomo | Up to $2M (jumbo) | 5.774% (lowest APR) | 15-30 years | 5 | 5 | 4 | 91% |
| LoanDepot | Up to $2.5M (jumbo) | N/A (varies by credit) | 10-30 years | 4 | 4 | 5 | 88% |
| Supreme Lending | Up to $3M (jumbo) | 6.54% – 7.25% | 15-30 years | 4 | 4 | 5 | 89% |
| Third Federal Savings | Up to $2M | 5.982% (avg) | 15-30 years | 4 | 5 | 4 | 87% |
Related Articles
Home Mortgage Refinance
